Kotak 811 Account

Account Opening Charge

Nill

Minimum Balance

Zero

Interest Rate

Up to 5.50%

🟒 Zero Balance Account (Basic)

Best for: Beginners & simple banking users

Β 

  • πŸ’° Monthly Deposit: β‚Ή0
  • 🏦 Zero Balance: Available
  • 🎁 Cashback: Not available
  • πŸ’³ Annual Fee: β‚Ή0
  • πŸ”„ Fund Transfer (NEFT/RTGS/IMPS): Free
  • πŸ’Έ Opening Funding: β‚Ή2,500
  • πŸ“± Virtual Debit Card: Free
  • πŸ’³ Physical Debit Card: VISA Classic – β‚Ή399/year
  • 🏧 ATM Withdrawal Limit: β‚Ή25,000/day
  • πŸ’΅ Cash Deposit Limit: β‚Ή10,000/month (or 1 transaction)
  • πŸ“ž Customer Support: Not available (priority)
  • πŸ“„ Cheque Book: β‚Ή5 per leaf
  • πŸ“ˆ Interest Rate: Up to 5.50% p.a. (ActivMoney)
  • πŸͺͺ Documents Required: Aadhaar & PAN
  • πŸ›‘οΈ Personal Accident Cover: Up to β‚Ή2 Lakhs
  • πŸ›οΈ Purchase Protection: Up to β‚Ή50,000
  • ✈️ Air Accident Cover: Not available
  • πŸ”’ Lost Card Liability: Up to β‚Ή2.5 Lakhs

Β 

πŸ”΅ Super Account (Premium)

Best for: High-usage & premium benefits users

Β 

  • πŸ’° Monthly Deposit: β‚Ή10,000
  • 🏦 Zero Balance: Available
  • 🎁 Cashback: Up to β‚Ή6,000/year
  • πŸ’³ Annual Fee: β‚Ή499
  • πŸ”„ Fund Transfer (NEFT/RTGS/IMPS): Free
  • πŸ’Έ Opening Funding: β‚Ή10,000
  • πŸ“± Virtual Debit Card: Free
  • πŸ’³ Physical Debit Card: VISA Platinum – Free
  • 🏧 ATM Withdrawal Limit: β‚Ή1,00,000/day
  • πŸ’΅ Cash Deposit Limit: β‚Ή1 Lakh/month (2 transactions)
  • πŸ“ž Dedicated Support: Available
  • πŸ“„ Cheque Book: 1 free per year
  • πŸ“ˆ Interest Rate: Up to 5.50% p.a. (ActivMoney)
  • πŸͺͺ Documents Required: Aadhaar & PAN
  • πŸ›‘οΈ Personal Accident Cover: Up to β‚Ή15 Lakhs
  • πŸ›οΈ Purchase Protection: Up to β‚Ή1 Lakh
  • ✈️ Air Accident Cover: Up to β‚Ή50 Lakhs
  • πŸ”’ Lost Card Liability: Up to β‚Ή3.5 LakhsΒ