| First Wow |
- Minimum FD Amount 5000 Rs
- High credit limit of at least 100% of your fixed deposit value
- Lifetime free credit card
- Instantly convert your transactions above ₹2500 into easy and convenient EMIs
- Complimentary roadside assistance worth ₹1399
- Fuel charges waiver of 1% at all the fuel stations across India, up to ₹200/month
- personal Accident Cover of ₹2,00,000* and Lost Card Liability Cover of ₹25,000
- zero Forex Mark-up fee
- 4x Rewards on your every spending and 6.75% interest p.a.* on FD
- Use Reward points to instantly pay for online or in-store purchases
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| First Millennia |
- Lifetime Free
- 10X Reward Points on incremental spends above ₹20,000 per month and spends done on your birthday
- 6X & 3X Reward Points on online & offline purchases respectively for spending up to ₹20,000 per month
- Unlimited Reward points that never expire
- Use Reward points to instantly pay for online or in-store purchases
- 1X = 1 Reward point per ₹150 spent | 1 Reward point = ₹0.25
- Welcome voucher worth ₹500 on spending ₹15,000 or more within 90 days of card generation
- 5% cashback (up to ₹1000) on the transaction value of the first EMI done within 90 days of card generation
- 4 complimentary Railway lounge visits per quarter
- 25% discount on movie tickets up to ₹100 on Paytm mobile app (valid once per month)
- Fuel surcharge waiver of 1%, at all fuel stations across India, up to ₹200/month
- Personal Accident Cover of ₹2,00,000* and Lost Card Liability Cover of ₹25,000
- Interest-free cash withdrawals on Domestic and International ATMs for up to 48 days (Cash Advance Fee of only ₹250 per transaction)
- Late Payment Fee - 15% of Total Amount Due (subject to a minimum of ₹100 and a maximum of ₹1250)
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| First Classic |
- 1X = 1 Reward point per ₹150 spent | 1 Reward point = ₹0.25
- Lifetime free credit card
- 10X Reward Points on incremental spends above ₹20,000 per month and spends done on your birthday
- 6X & 3X Reward Points on online & offline purchases respectively for spending up to ₹20,000 per month
- Unlimited Reward points that never expire
- Use Reward points to instantly pay for online or in-store purchases
- Welcome voucher worth ₹500 on spending ₹15,000 or more within 90 days of card generation
- 5% cashback (up to ₹1000) on the transaction value of first EMI done within 90 days of card generation
- 4 complimentary Railway lounge visits per quarter
- 25% discount on movie tickets up to ₹100 on Paytm mobile app (valid once per month)
- Fuel surcharge waiver of 1%, at all fuel stations across India, up to ₹200/month
- Interest-free cash withdrawals on Domestic and International ATMs for up to 48 days (Cash Advance Fee of only ₹250 per transaction)
- Late Payment Fee - 15% of Total Amount Due (subject to a minimum of ₹100 and a maximum of ₹1250)
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| First Select |
- Lifetime free
- 1X = 1 Reward point per ₹125 spent | 1 Reward point = ₹0.25
- 10X Reward Points on incremental spends above ₹25,000 per month and spends done on your birthday
- 6X & 3X Reward Points on online & offline purchases respectively for spending up to ₹25,000 per month
- Welcome voucher worth ₹500 on spending ₹15,000 or more within 90 days of card generation
- 5% cashback (up to ₹1000) on the transaction value of the first EMI done within 90 days of card generation
- 4 complimentary Railway lounge visits per quarter
- 4 complimentary domestic airport lounge visits per quarter
- Buy one, get one offer on movie tickets up to ₹250 on Paytm mobile app (valid twice per month)
- Fuel surcharge waiver of 1%, at all fuel stations across India, up to ₹300/month
- Late Payment Fee - 15% of Total Amount Due (subject to a minimum of ₹100 and a maximum of ₹1250)
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| First Wealth |
- Lifetime free
- 1X = 1 Reward point per ₹100 spent | 1 Reward point = ₹0.25
- 10X Reward Points on incremental spends above ₹30,000 per month and spends done on your birthday
- 6X & 3X Reward Points on online & offline purchases respectively for spending up to ₹30,000 per month
- Best in class Forex mark-up of only 1.5%
- Access to International and Domestic Airport lounges and spas
- Interest-free cash withdrawal anywhere in the world Cash Advance Fee of only ₹250 per transaction
- Welcome voucher worth ₹500 on spending ₹15,000 or more within 90 days of card generation
- 5% cashback (up to ₹1000) on the transaction value of the first EMI done within 90 days of card generation
- Buy one, get one offer on movie tickets up to ₹500 on Paytm mobile app (valid twice per month)
- 4 complimentary Domestic & International airport lounge, spa visits per quarter
- 2 complimentary Golf rounds per month
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