Bank of Baroda Cards

Type

Credit Card

Annual Fees

Depends

Joining Fees

Depends

A wide variety of credit cards from Bank of Baroda are available, giving you access to an upscale lifestyle and impeccable taste. With a Bank of Baroda credit card, you can have the best possible travel, dining, and shopping experiences. The Bank of Baroda Credit Card offers you a higher credit limit, up to 50 days of interest-free credit, and wonderful reward point-saving opportunities.

  • 1 Reward Point Value: 25 Paisa
  • Finance Charges: 3.49% per month | 41.88% per annum
  • Cash Withdrawal Charges: 2.5% of the withdrawn amount or Rs. 500, whichever is higher
  • Foreign Currency Transaction Fee: 3.50% of the transaction amount
  • Late payment Charges: 100-950

 

The following card varints are now available at a lifetime free Offer ...( Just check before apply)

Card Variant  Offer
PREMIER

5X i.e. 10 Reward Points for every Rs. 100 spent on Travel, Dining, and Abroad (International spending)

2 Reward Points for every Rs. 100 spent on other categories

1 Complimentary Airport Lounge Visit every calendar quarter

  Fuel Surcharge Waiver (transactions between Rs.400 and Rs.5,000, Max 250/Cycle )

Normal First year Fee: 1000

Normal Joining Fee: 1000

Spend Rs. 10,000 on your card within the first 60 days of the card setup date for First-year fee reversal.

Spend Rs. 1,20,000 on your card in a year for the fee waiver

 

SELECT

5X i.e. 5 Reward Points for every Rs. 100 spent on Dining, Utility bills, Online Spends

1 Reward Point for every Rs. 100 spent on other categories

Fuel Surcharge Waiver. Transactions between Rs.400 and Rs.5,000 ,Max 250/CYCLE

Normal Joining Fee & Annual Fee: 750

Spend Rs. 7,500 on your card within first 60 days of card setup date for First-year fee reversal

Spend Rs. 70,000 on your card in a year for fee waiver

EASY

5X i.e. 5 Reward Points for every Rs. 100 spent on Grocery, Departmental stores, Movie spends

 1 reward point for every Rs. 100 spent on other categories

 Fuel Surcharge Waiver. Transactions between Rs.400 and Rs.5,000 ,Max 250/CYCLE

 Normal Joining and Annual Charge: 500

Spend Rs. 6000 on your card within first 60 days of card setup date for First-year fee reversal

Spend Rs. 35000 on your card in a year for fee waiver

SWAVLAMBAN

4 Reward Points for every Rs. 100 spent

Use up to 105% of your Credit Limit

Fuel Surcharge Waiver Fuel Surcharge Waiver. Transactions between Rs.400 and Rs.5,000 ,Max 250/CYCLE

Normal Joining Fee & Annual Fee: 250

Spend Rs. 2500 on your card within first 60 days of card setup date for First-year fee reversal

Spend Rs. 12000 on your card in a year for fee waiver