AU Bank Credit Card

Type

Credit Card

Annual Fees

Depends

Joining Fees

Depends

Au small finance bank offers four variant credit cards. Altura, Altura Plus, Vetta, and Zenith Credit Cards.

Zenith
  • 20 Reward Points per Rs.100 retail spends done on Dining at standalone restaurants.
  • 10 Reward Points per Rs.100 retail spends done on International transactions, Grocery, and Departmental stores.
  • 5 Reward Points per Rs.100 retail spends done across all other merchant categories.
  • Rs. 1,000 vouchers on minimum Rs.2 lakh retail spends done per calendar quarter. Choose your vouchers from a bouquet of top brands.
  • Complimentary Epicure Membership of doing minimum of Rs. 8 lakh retail spends in a card anniversary year.
  •  Vouchers worth Rs. 1000 on 1st POS retail transaction. Choose your vouchers from a bouquet of top brands.
  • 10,000 Bonus Reward Points on completing retail spends worth Rs. 1 Lakh.
  • Much lower cross-currency foreign markup fees of 1.99% are applicable on your International transactions.
  • Earn 2,500 Bonus Reward Points on completing one retail transaction on your birthday.
  • 2 complimentary International lounge access per calendar quarter,
  • 4 complimentary lounge access per calendar quarter within India
  • 2 complimentary lounge access per calendar quarter
  • Annual Card Membership fee – Rs. 7,999 + applicable taxes
  • For 1st year fee waiver: Rs.1,25,000 retail spends done within 90 days of card set up 
  • For 2nd year onwards fee waiver: Rs. 5,00,000 retail spends done in the previous card anniversary year
Vetta
  • 10 Reward Points per Rs.100 retail spends done on Utility bill payments.
  • 4 Reward Points per Rs.100 retail spends done on Grocery & Departmental store spends.
  • 2 Reward Points per Rs.100 retail spends done across all other merchant categories.
  • Annual Card Membership fee – Rs. 2,999 + applicable taxes
  • For 1st-year fee waiver – Rs.40,000 retail spends done within 90 days of card set up
  • For 2nd year onwards fee waiver – Rs. 1,50,000 retail spends done in the previous card anniversary year
Altura Plus
  • 2X Reward Points (i.e. 2 Reward Points per Rs.100 retail spends) for all your online transactions.
  • 1.5% Cashback on all POS retail spends done at merchant outlets (Maximum cashback per statement cycle is Rs.100).
  • Annual Card Membership fee – Rs. 499 + applicable taxes
  • For 1st-year fee waiver – Rs.20,000 retail spends done within 90 days of card set up
  • For 2nd year onwards fee waiver – Rs. 80,000 retail spends done in the previous card anniversary year
Altura
  • 2% Cashback on all retail spends done at Grocery stores, Departmental stores and Utility bill payments. (Maximum cashback per statement cycle is Rs.50)
  • 1% Cashback on all other retail spends. (Maximum cashback per statement cycle is Rs.50)
  • Annual Card Membership fee - Rs. 199 + applicable taxes
  • For 1st-year fee waiver – Rs.10,000 retail spends done within 90 days of card set up For
  • 2nd year onwards fee waiver – Rs. 40,000 retail spends done in the previous card anniversary year